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Annette Swartz

Annette Swartz obituary, Fremont, OH

FUNERAL HOME

Herman-Karlovetz Funeral Home & Crematory

900 North Street

Fremont, Ohio

UPCOMING SERVICE

Visitation

Jan. 23, 2026

10:00 a.m. - 11:00 a.m.

Trinity United Methodist Church

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Annette Swartz Obituary

Annette M. Swartz

Annette M. Swartz, 64, of Fremont, passed away Thursday, January 15, 2026, at ProMedica Toledo Hospital.

She was born February 2, 1961, in Fremont, the daughter of Clarence "Bill" W. and Evelyn M. (Stine) Heilman. On March 28, 1992, she married Luke Swartz at Old Fort United Methodist Church.

Annette was a graduate of Terra Community College and Lawrence University. She was a system analyst, most recently for Inoac.

Annette was a collector of sailboats, antique vases and enjoyed the simple beauty of the cardinal. She was an active member of Trinity United Methodist Church, where she sang in the choir, taught Sunday school, volunteered for numerous committees, and sat on the church board.

An avid golfer and pickleball player, Annette filled her days with laughter and friendship at the YMCA and Rec. She was always up for a game of Mahjong and looked forward to time spent at the Sandusky County Fair, proudly displaying her antiques and flowers. Additionally, she shared her passion for craftsmanship through her involvement in the Mini Magic Miniature Dollhouse Club in Findlay. She was a devoted supporter of the Midwest Dollhouse Museum in Michigan, donating numerous dollhouses.

Surviving is her husband, Luke Swartz and father, Bill Heilman, both of Fremont; numerous nieces, nephews, cousins and great friends.

She was preceded in death by her mother.

Visitation will take place from 10-11 a.m. Friday, January 23, 2026, at Trinity United Methodist Church, 204 N. Wayne Street, Fremont. Livestreamed funeral services will begin at the church at 11 a.m. by Pastor Andrea Thurston officiating and the Rev. Melanie Haack eulogizing. Private burial will take place at Smith Cemetery, Burgoon.

Memorial contribu-tions may be made to Trinity United Methodist Church.

Online condolences may be expressed at www.hermanfh.com

To plant trees in memory, please visit the Sympathy Store.

Published by The Advertiser-Tribune on Jan. 20, 2026.

Memorial Events
for Annette Swartz

Jan

23

Visitation

10:00 a.m. - 11:00 a.m.

Trinity United Methodist Church

204 N Wayne St, Fremont, OH 43420

Jan

23

Funeral service

11:00 a.m. - 12:00 p.m.

Trinity United Methodist Church

204 N Wayne St, Fremont, OH 43420

Funeral services provided by:

Herman-Karlovetz Funeral Home & Crematory

900 North Street, Fremont, OH 43420

Memories and Condolences
for Annette Swartz

Sponsored by Herman-Karlovetz Funeral Home & Crematory.

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